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Rufai Oladimeji
Lagos State University
100Level, Nigeria.
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Recently, I found a couple of
websites that let you invest with
them, however dealing with
them doesn't look as usury as it
works different that being
usury. For example:
www.12dailypro.com. They let
you invest any amount less than
6000 dollars. 1) Which you can't
withdraw once you invested. 2)
And you get a constant
percentage of your invested
money 'If and Only If' you work
for them (the work is surfing
advertisement for them, the
advertisements are supervision).
If you don't surf the
advertisement for them, you
never get paid anything, and
you lose your money, and if you
surf the ads for them, you get a
constant % of your total money
invested. All this for limited
days and then your investment
finishes and you get back the
profit. For more details, please
check the 2 websites posted and
read their FAQs and Terms.
Please I need a detailed answer.
Because many of Muslims are
involved in this without they
know whether it is Halaal or no,
they think it is Halaal.

All perfect praise be to Allah,
The Lord of the Worlds. I testify
that there is none worthy of
worship except Allah, and that
Muhammad is His slave and

What you asked about is
nothing but a hiring contract to
work in this company in order
to surf some websites in return
for a percentage based on the
amount one invested at the
beginning. This amount is not
given back to him whether or
not he worked for them. There
is no doubt that the company
which takes this amount from
the person is nothing but
cheating and gambling, and this
is forbidden in our religion.
Allah Says (what means): {O you
who have believed, indeed, intoxicants,
gambling, [sacrificing on] stone alters
[to other than Allah], and divining
arrows are but defilement from the
work of Satan, so avoid it.} [Quran
Moreover, Abu Hurayrah, may
Allah be pleased with him, said:

"The Prophet forbade selling by
throwing stones and forbade selling by
deceit.'' [Muslim]
Selling by deceit is a sale in
which the outcome is unknown,
and one is not sure to get the
goods or not, so this is nothing
but gambling. Since this is
forbidden in selling, it is also
forbidden in hiring. The
scholars, may Allah have mercy
on them, said: 'Hiring in this
context is like buying, as in
reality the sale is nothing but
selling in return for a benefit.'

Furthermore, it is not
permissible for the company
one works for to take any
amount (i.e. from the invested
money) in return for his work as
a hired person in it, as the
company deducts this money
from the hired person without
any right and without any
Hiring, as defined by scholars,
may Allah have mercy on them,
is a contract on things from
which one could benefit in
return for some money. For this
hiring to be valid, the same
conditions as that of sale have
to be met; which is that the
wages should be known and
pure, which one can benefit
from and from which one is
able to acquire. The benefit
from this should be the same.
Based on the above, the subject
about which you asked contains
some prohibitions:

1- The company pays a
commission without any
religious benefit, but this is just
to surf websites to show to the
people who deal with them that
their site is widely visited by
surfers and this encourages
them to buy their product
through these sites, and this is
clear cheating and it is

2- The person who
participates in this company
might have paid an amount for
which he will gain something
that is not justified religiously,
but just in order to get a gain
through that method.
3- The hiring contract is not
defined, but it is a commission
based on a given amount, and
this may decrease or increase
according to the choice of the
customer. This may take the
form of two sales in one sale.
Abu Hurayrah, may Allah be
pleased with him, said: "The
Prophet forbade two sales in one
sale." [At-Tirmithi, An-Nasaa'i]
4- After visiting the said
website, it became clear that it
contains other religious
Based on all the above, it is not
permissible to participate in
such websites.

Allah knows best.


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