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Stats: 17,465 members, 69,315 Topics, 15,454 Comments. Date: Jun 18 2019, 6:48 am

Rufai Oladimeji
Lagos State University
100Level, Nigeria.

My husband has a student loan about 8
thousand dollars. He is paying a monthly
payment of one hundred dollars to finish the
amount. We have in our savings 8 thousand
dollars that my husband wants to use for
Hajj. Now my husband is not working and in
this case he stops paying the monthly
payments for student loans. My question is
shall we pay the student loans and get rid of
them? Knowing that we are now without
work and if we pay the full amount there will
be no money for Hajj, and we do not know if
my husband is going to get a job. Please tell
me the Fatwa.

All perfect praise be to Allah, The Lord of the
Worlds. I testify that there is none worthy of
worship except Allah, and that Muhammad
is His slave and Messenger.

If a person has debts and he has no money
to repay his debts and to perform Hajj, then
he is not considered as having the financial
ability, which is a condition for Hajj to
become an obligation (on a person). The
financial ability for a person is to find a
suitable means which will take him to Hajj
after having fulfilled his obligations, legal
expenses, and basic needs. Among fulfilling
the obligations, a person should repay his
Therefore, your husband is not obliged to
perform Hajj according to his circumstances
which you mentioned in the question.
Furthermore, he is obliged to give priority to
the immediate debts and obligatory expenses
over performing Hajj.

Allah Knows best.


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