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Stats: 17,449 members, 69,230 Topics, 15,444 Comments. Date: Jun 16 2019, 8:26 am

Rufai Oladimeji
Lagos State University
100Level, Nigeria.

Selamu Aleikum Dear Brother. I am writing
this e-mail, hoping that you will answer my
concern regarding an issue that has taken
away my peace of mind. I recently bought a
car, I mean financed thru a bank that is
intrest based bank. At a time, I didnt have
enough money to buy this car, and i was in
need of a car so that I can go work, support
my family, and myself. I know in Islam,
intrest isnot only discouraged, but is a great
sin, but i heard under certain circusmtances,
there are a times, it can be permissible, Allah
knows. I am kinda confused, as to what i
have to do. Please advise me.

All perfect praise be to Allah, The Lord of the
Worlds. I testify that there is none worthy of
worship except Allah, and that Muhammad
is His Slave and Messenger.

If you borrowed the money with Ribaa
(interest and usury) because of being in a
state of necessity for buying this car, then
you are permitted to do so because
necessities render forbidden matters
permissible, as Allah Says (what means): {…
while He has explained in detail to you what
He has forbidden you, excepting that to
which you are compelled. }[Quran 6:119].
However, if you got this loan while you were
not in a state of necessity, then you are
sinful and you must repent to Allah and not
return to this again. Nonetheless, it is
permissible for you to benefit from this car
because once the loan is possessed by the
person; it becomes a debt on him which he
must repay; this applies to a loan with Ribaa
or any other loan, but a person is sinful for
getting a loan with Ribaa.

Allah Knows best.


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